Are you considering opening up an ecommerce business? The biggest mistake that people make when they start an ecommerce store is in assuming that the computer will do all of the work for them. Please keep in mind that although your computer does the majority of the work, it cannot run a business for you. The good news is that different ecommerce platforms make running an online business easier than ever. However, you also need to establish a payment gateway and a merchant account in order to process payments. Are you unsure of the terminology and even where to begin? Let us help you:

What Exactly is a Payment Gateway?

That’s a great question! A payment gateway authorizes credit card payments for your business. When a customer makes a credit card payment, their credit card data is securely passed to the merchant. The merchant then submits the information to the bank, and the payment gateway informs you that the charge is approved. Once the customer’s bank has approved the charge, the charge is submitted for settlement. When the transaction is settled, the payment comes out of the customer’s account and is deposited into your merchant account.

Merchant Account

Online payments require not only a payment gateway but also a merchant account. A merchant account is where the payment is located until it is deposited into your bank account. A payment gateway is truly a gateway that either declines the payment or it accepts the payment.

side-banner_onlinestoreOnline Credit Card Transactions

Online transactions consist of “card-not-present” transactions in which the cards are not physically swiped during a purchase. Our payment processing services include setting up your merchant account in a matter of minutes. Additionally, your merchant services will be running within a few days so that you begin running your business as soon as possible.

Americard also offers credit card payment gateway services so that your business can process credit card transactions. Not only do we provide excellent products, but we also offer expertise and a dedication to customer service. Our goal is to make online transactions as secure, efficient, and easy as possible for you.

You can rest easy knowing that our payment processing services are secure, featuring both fraud prevention and fraud protection. Our service provides complete transaction reports so that you can monitor your transactions.

Our  Dedication to Customer Service

Not only do we use the best technology but we also dedicate ourselves to customer satisfaction. Running a business is stressful enough, so we do what we can to ease your payment processing burden. We strive to build a great relationship with you and your company because we want you to succeed. After all, if we provide you with great customer service, then we can help you to succeed and provide your customers with great service. Payment processing constantly changes with new technology. We keep up with innovative technology so that you succeed. If you want to start your ecommerce business, contact us today for your payment gateway services and online merchant services.